“Open Issuance” offers minting, reserves management, and compliance-ready infrastructure
Global payments giant Stripe has unveiled a new product, Open Issuance, which allows businesses to create and manage stablecoins “with just a few lines of code.” The launch marks Stripe’s most ambitious move into digital assets, as stablecoins continue to grow into one of the fastest-expanding sectors of the crypto market.
With Open Issuance, companies can mint and burn tokens, customize reserves, and decide the ratio between cash and treasuries while choosing preferred custodial partners. Reserves will be managed by BlackRock, Fidelity Investments, and Superstate, ensuring institutional-grade backing for issued stablecoins.
The platform is powered by Bridge, a stablecoin infrastructure provider Stripe acquired for $1.1 billion in 2024. Stripe emphasized that its solution carries fewer risks than building in-house, as it simplifies compliance, liquidity, and reserve management challenges.
“Businesses can build on top of stablecoins that they customize and control, so that the benefits of this important technology flow directly to the people and businesses using them,” Stripe said in a statement.\
Regulatory and Market Backdrop
The launch comes amid a favorable policy environment under the GENIUS Act, signed into law earlier this year, which regulates stablecoin issuance in the U.S. The stablecoin sector has already reached $300 billion and is projected by the Treasury to climb to $2 trillion by 2028.
Reports also suggest Stripe is seeking a federal banking charter and a New York trust license to comply with regulatory requirements.
Part of a Broader “Crypto-as-a-Service” Trend
Stripe’s entry follows similar offerings from industry leaders. Binance has rolled out crypto-as-a-service tools for banks and brokerages, while Coinbase launched its own white-label infrastructure earlier this year. These services reflect growing demand from traditional firms looking to offer digital asset solutions without building them from scratch.
Alongside Open Issuance, Stripe introduced its Agentic Commerce Protocol, built with OpenAI, enabling merchants to sell through AI-powered agents while maintaining customer control. Analysts see a strong link between stablecoins and AI-driven commerce, with predictions that AI agents will become Ethereum’s biggest power users in the coming years.
By offering fast, secure, and customizable stablecoin issuance, Stripe is positioning itself at the intersection of fintech, crypto, and AI-powered commerce. The move underscores how stablecoins are becoming central to the next generation of payments and e-commerce.
Disclaimer
This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.