New Infrastructure Targets Lower Fees and Faster Stablecoin Payments
1Money, the fintech venture co-founded by former Binance.US chief Brian Shroder, has officially launched its stablecoin orchestration platform, marking a major step toward its upcoming layer-1 network designed specifically for payments. The rollout follows the company’s earlier announcement of $20 million in seed funding, secured in early 2025.
1Money Introduces Zero-Fee Platform Model
The platform, also named 1Money, aims to disrupt the stablecoin services market by eliminating traditional platform charges. The company stated that it will operate with zero platform fees, shifting instead to usage-based transaction fees, a structure intended to reduce the high operational minimums often associated with existing providers. According to Shroder, entrenched fee models have long limited innovation in the stablecoin economy, and 1Money plans to end what he described as “bloated and restrictive pricing” across the industry.
The firm said the orchestration system will later transition onto its proprietary no-gas-fee layer-1 network, tailored for high-volume stablecoin payments and compliant financial infrastructure.
The launch comes shortly after 1Money seccured 34 U.S. money transmitter licenses, a significant milestone that enables the company to offer regulated custody services and infrastructure for businesses integrating stablecoins into their payment flows.
Shroder, who led Binance.US from 2021 to 2023, first unveiled the 1Money initiative in 2024 with a focus on building next-generation digital payment rails.
The announcement arrives amid rapidly expanding interest in stablecoin solutions. Payments provider Unlimit recently introduced a non-custodial stablecoin platform, while major networks such as Visa and Mastercard added support for digital dollar transfers in late 2024. Ripple has also strengthened its position through the $200 million acquisition of Rail and the rollout of its RLUSD stablecoin.
As regulatory frameworks mature in the U.S. and EU, 1Money is positioning itself to compete aggressively in what has become one of the fastest-growing segments of the digital asset industry.
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