US based mortgage lender Newrez will begin recognizing cryptocurrency holdings as qualifying assets in its mortgage approval process, marking a notable shift in how digital assets are treated in housing finance. The policy is set to take effect in February and will apply across the company’s non-agency mortgage products, including home purchases, refinancings, and investment properties. Bitcoin, Ether, ETFs, and Stablecoins Eligible Under the new framework, borrowers may use Bitcoin, Ether, spot crypto ETFs, and US dollar-backed stablecoins for asset verification and income assessment without being forced to liquidate their holdings. Eligible assets must be custodied with US-regulated exchanges, fintech…
Author: Blockto Team
Strategy chairman Michael Saylor has pushed back against criticism of companies using equity or debt to acquire Bitcoin, arguing that such decisions reflect rational capital allocation rather than speculation. Speaking on a recent podcast appearance, Saylor said corporations with excess cash may benefit more from allocating funds to Bitcoin instead of low-yield Treasurys or share buybacks. Capital Allocation at the Core of the Argument Saylor compared corporate treasury management to individual investing, emphasizing that company size or profitability should not disqualify firms from holding Bitcoin. He challenged the idea that unprofitable companies deserve heightened scrutiny, stating that Bitcoin gains can…
Leaders across decentralized finance are voicing growing concern after the US Senate Banking Committee postponed the markup of the Digital Asset Market Clarity Act (CLARITY) with no new timeline announced. The delay has intensified industry scrutiny over how the proposed legislation could reshape crypto market structure and directly affect DeFi platforms. DeFi Developer Protections at the Center of the Debate Crypto advocacy groups and venture firms argue that the current draft includes provisions that could undermine DeFi innovation and expose software developers to regulatory obligations designed for centralized intermediaries. Industry representatives have warned that ambiguous language may require DeFi developers…
White House digital assets advisor has confirmed that the US Department of Justice did not sell any Bitcoin forfeited in the Samourai Wallet case, addressing market speculation that emerged late last year. The clarification reinforces the federal government’s current stance on Bitcoin custody and long-term reserve strategy. According to the confirmation liquidating the seized Bitcoin would have violated Executive Order 14233, signed by President Donald Trump. The order explicitly states that any Bitcoin acquired through criminal or civil forfeiture shall not be sold and must instead be held within the Strategic Bitcoin Reserve (SBR). Officials reiterated that the Samourai-related assets…
Goldman Sachs CEO David Solomon said the Digital Asset Market Clarity (CLARITY) Act “has a long way to go”, signaling continued uncertainty around the future of US crypto market structure legislation. His comments came during the bank’s fourth quarter 2025 earnings call, shortly after the US Senate Banking Committee postponed a scheduled markup of the bill. Goldman Sachs Closely Watching Tokenization and Stablecoins Solomon noted that teams across Goldman Sachs are extremely focused on the CLARITY Act due to its potential impact on tokenization, stablecoins, and broader digital asset innovation. While acknowledging delays, he emphasized that these financial innovations remain…
Institutional crypto bank Anchorage Digital is preparing for a significant fundraising round as it positions itself for a possible public listing. According to people familiar with the matter, the company is exploring a capital raise between $200 million and $400 million, with an Initial Public Offering targeted for 2026. This move reflects growing confidence in regulated crypto infrastructure amid improving policy clarity in the United States. Federally Chartered Crypto Bank Expands Stablecoin Strategy Anchorage operates through Anchorage Digital Bank National Association, the first federally chartered crypto bank in the US, a status it secured in 2021. Following the passage of…
Bitcoin bulls may face a reality check as the cryptocurrency shows signs of a bear market rally similar to 2022. After rising 21% since November 21, Bitcoin has reached around $97,900, but analysts warn that this rebound may not indicate a lasting recovery. The digital asset remains below its 365-day moving average, a key indicator for long-term trends, putting the cryptocurrency at risk of another bear market in 2026. Research from onchain analytics platform CryptoQuant highlights that Bitcoin’s current price action mirrors 2022, when a 19% decline below the 365-day moving average triggered a bear market before a temporary rally.…
Crypto market structure legislation is moving closer to a decision point, even as divisions deepen across the industry. Galaxy CEO Michael Novogratz has publicly backed advancing the bill, arguing that progress matters more than perfection as lawmakers attempt to finalize a sweeping regulatory framework in early 2026. Speaking in a CNBC interview, Novogratz said the industry should accept compromise to ensure momentum. He emphasized that passing legislation now would allow the sector to grow, adding that flaws could be addressed later. His comments come as Democratic staff from the Senate Agriculture and Banking Committees prepare to hold discussions with crypto…
The proposed Digital Asset Market Clarity (CLARITY) Act is emerging as a pivotal discussion point in the U.S. crypto ecosystem, focusing on who controls yield in onchain US dollar markets. With stablecoin rewards and DeFi incentives at stake, the legislation is drawing sharp divides between decentralized platforms and traditional banking incumbents. Recent drafts of the CLARITY Act tighten regulations around how stablecoin rewards can be offered, raising concerns among DeFi platforms and stablecoin issuers. Critics warn that overly restrictive rules could push onchain dollar yield offshore rather than fostering a safer, compliant U.S. market. Industry leaders argue that while demand…
The structure of revenue generation across the Web3 ecosystem is changing. Recent data shows that user-facing decentralized applications are now capturing a significantly larger share of industry fees than the underlying blockchain networks, pointing to a potential shift in where long-term value is being created. According to recent market data decentralized finance applications now generate nearly five times more fees than base-layer blockchains. This marks a clear change from mid-2024, when revenues between networks and applications were closer to parity. The growing dominance of wallets, decentralized exchanges, and other DeFi protocols highlights how value is moving closer to the end…