A new survey by Fireblocks, a leading digital asset infrastructure platform, has revealed that 90% of financial institutions are either actively using stablecoins or are planning to integrate them soon. This significant figure marks a major turning point in the adoption of digital assets in traditional finance.
Widespread Stablecoin Adoption Across Finance Sector
The survey, conducted in early 2025, involved 295 financial executives from banks, fintech firms, payment service providers, and asset managers. The results show that:
- 49% of institutions are already using stablecoins
- 23% are running pilot programs
- 18% are in the planning phase
Only 10% of surveyed organizations reported no current plans to engage with stablecoins, highlighting the growing mainstream interest in blockchain-based financial solutions.
Cross-Border Payments: A Top Use Case
One of the main drivers of stablecoin adoption is their ability to streamline cross-border payments. Traditional international transfers are often slow and expensive. In contrast, stablecoins enable instant, low-cost global transactions, which is especially appealing for banks and remittance providers.
Institutions also cited faster settlement speeds, better liquidity management, and seamless payment integration as key advantages of using stablecoins.
Regulatory Clarity Boosts Confidence
In previous years, many institutions hesitated to adopt stablecoins due to regulatory uncertainty. However, the Fireblocks survey reveals a shift in sentiment. Only 18% of respondents now cite compliance and regulatory concerns as barriers—down sharply from 74% in earlier studies.
This indicates growing trust in regulatory frameworks and suggests that governments are making progress in providing clearer guidance for stablecoin usage.
Institutional Trust in Blockchain is Growing
Beyond payments, many institutions are exploring how stablecoins can be integrated into treasury operations, DeFi protocols, and on-chain asset management. The growing confidence in stablecoins reflects a broader shift toward embracing blockchain technology in traditional financial systems.
This momentum is supported by advances in blockchain infrastructure, increased availability of enterprise-grade custody solutions, and improved risk management tools.
Conclusion
The Fireblocks survey sends a clear message: stablecoins are no longer on the sidelines of finance. With 90% of institutions actively engaged or preparing to act, stablecoins are becoming a critical component of modern financial infrastructure. As regulation improves and use cases expand, their role in the global economy is only set to grow.