Mastercard and MetaMask Launch Crypto Spending Card in the United States

MetaMask has officially launched its Mastercard enabled crypto payment card in the United States, marking its first availability in New York. The rollout, announced by parent company Consensys, follows pilot programs conducted in 2024 and 2025.

With this expansion, the MetaMask Card is now accessible across 49 states, excluding Vermont. The US debut adds to existing availability in markets including Canada, the United Kingdom, Switzerland, Mexico, Brazil, Argentina and the European Economic Area.

Self-Custody Maintained Until Point of Payment

Issued in partnership with Mastercard and regulated issuer Monavate, the card is backed by Cross River Bank, an FDIC-insured bank. It can be used at approximately 150 million merchants worldwide and supports Apple Pay and Google Pay integration.

Unlike traditional crypto debit cards that require users to preload funds onto custodial platforms, the MetaMask Card allows users to retain control of their digital assets within their wallet until the moment of transaction, preserving self-custody.

Virtual and Metal Card Options

The standard MetaMask Card is issued virtually, while a physical Metal Card is available through a $199 annual subscription. The premium version includes benefits such as 3% cashback on the first $10,000 in annual spending, no foreign transaction fees and higher transaction limits.

The launch reflects Mastercard’s continued push into digital assets, including prior collaborations involving stablecoin settlement infrastructure and crypto-linked payment solutions.

Disclaimer

This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.