Ripple Expands Stablecoin Payments Infrastructure for Global Banks and Fintechs

Ripple has expanded its enterprise payments platform to deepen stablecoin integration for banks and fintech firms. The upgrade to Ripple Payments introduces a broader workflow that includes collection, custody, conversion and payout, aiming to streamline cross-border transactions and reduce reliance on pre-funded overseas accounts.

The San Francisco based fintech, valued at approximately $17.7 billion according to Forge Global data, said its network is now active in more than 60 markets and has processed over $100 billion in transaction volume. Institutions participating in the ecosystem include AMINA Bank, Banco Genial, Malaysia’s ECIB and the Philippines-based AltPayNet.

RLUSD Growth and Institutional Strategy

The expansion aligns with Ripple’s push to scale its dollar-pegged stablecoin, Ripple USD (RLUSD), which has reached a circulating supply of roughly $1.5 billion. Although still modest compared to dominant stablecoins, RLUSD represents a growing share of institutional-focused digital dollar infrastructure.

Recent acquisitions, including custody and treasury automation firm Palisade and payments platform Rail, further strengthen Ripple’s end to end offering. Regulatory developments are also shaping strategy, as federal trust bank charter discussions in Washington could provide clearer oversight frameworks for stablecoin reserve management in the United States.

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