The number of XRP wallets holding over 1 million tokens is steadily increasing, signaling potential long-term confidence in the asset despite a modest market downturn. Crypto analytics firm Santiment highlights this trend as a positive indicator for XRP holders.
Millionaire Wallets Increasing
Since the start of 2026, 42 new wallets holding over 1 million XRP have re-entered the ledger, reversing the decline seen between October and December when 784 millionaire wallets were lost. While XRP’s price has dropped around 4% year-to-date, the return of large holders suggests accumulation by investors betting on long-term growth.
Smart Money and Market Signals
Analytical data shows “smart money” traders have increased XRP holdings by 11.55% over the past 30 days, indicating confidence among professional investors. With XRP trading at $1.87, a million-token wallet represents roughly $1.87 million, underlining the scale of investor commitment.

Analysts are split on short-term movement. Some predict a breakthrough of the selling wall could push XRP to $2.30, while others urge caution due to regulatory uncertainties. Broader indicators like the Crypto Fear & Greed Index at 26 and a low Altcoin Season Index score suggest market sentiment remains cautious, even as long-term accumulation trends show promise.
The rise in millionaire XRP wallets and increased smart money participation underscore growing long-term investor confidence, despite a cautious overall market.
Disclaimer
This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.

