OpenAI Rolls Out ChatGPT Wallet So Its Dots Agents Can Shop on Your Behalf

OpenAI has introduced a payment tool that lets its dots AI agents buy things for users. Eligible customers add their card details one time, ask their dot to find a product, and confirm each purchase through a security check. The agent never sees the real card. Instead, the payment network hands it a one time token with a card number, security code and expiration date limited to that single transaction. The feature was built with American Express, Mastercard and Visa, so cardholders keep their current rewards and protections.

Who Can Use It First

The wallet is starting with Pro subscribers in the US who are over 18. Luke Gebb of Amex said the small rollout is deliberate and sensible, noting that OpenAI can scale it up whenever it chooses. The reach is large, since ChatGPT has more than 1.2 billion weekly users and nearly 100 million paying customers as of the end of the third quarter.

OpenAI’s Strategy for AI Shopping

OpenAI is not taking a cut of transactions for now, though purchases could become a revenue source later. The company’s earlier Instant Checkout feature was dropped quickly, and a revamped shopping experience arrived in March. Nayak described the wallet as the next step for people who have already found something they want to buy. The dots agents debuted at the developer conference in late September, shortly after Meta’s Muse topped the App Store charts.