Stablecoin Transaction Volume Surpasses ACH in February

Stablecoin transaction volumes reached $7.2 trillion in February, surpassing the $6.8 trillion processed by the US Automated Clearing House (ACH) network, marking a significant milestone for the asset class. Data from blockchain analytics platform Artemis shows this 30-day adjusted rolling volume excludes MEV activity and intra exchange transfers, highlighting the increasing use of stablecoins in global payments.

Analyst Alex Obchakevich noted that stablecoins are emerging as “foundational infrastructure for global payments,” offering borderless, 24/7 transaction capabilities compared to traditional banking systems. The ACH network processes roughly 93% of US salary payments, underscoring the significance of stablecoins surpassing it in transaction volume.

Market Growth and Institutional Adoption

Stablecoin supply continued to rise in Q1 2026, reaching $315 billion, up $8 billion from the previous year, with stablecoins accounting for 75% of total crypto trading volume. Analysts predict the market cap could hit $2 trillion by 2028, fueled by institutional adoption and regulatory clarity. Industry observers emphasize that traditional banks and fintech firms risk losing relevance if they fail to integrate stablecoin infrastructure, highlighting the growing influence of digital assets in global finance.

Disclaimer

This content is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency trading involves risk and may result in financial loss.