Greece Approves Crypto Tax Rules: 10% on Gains and 15% on Staking and DeFi Income

Greek lawmakers have passed a full tax framework for digital assets, bringing crypto activity firmly into the national tax system. The rules start on Jan. 1, 2027 and split returns into two groups with different rates.

How the Greek Crypto Capital Gains Tax Works

Individuals will owe 10% on yearly net gains above 500 euros, about $559. Once an investor passes that line, the entire gain is taxed, not just the excess. The charge also applies when crypto is spent on goods or services, not only when it is sold for cash. Losses above 500 euros can be carried forward for five years against future crypto profits. Tax must be paid within 60 days of filing a declaration.

Staking, Lending and DeFi Income

Returns from staking, crypto lending and supplying liquidity to DeFi platforms count as interest income and face a separate 15% levy, according to the Finance Ministry.

Amnesty Window and Crypto Swap Question

The law gives investors 12 months to declare past gains with no late filing fines or interest, subject to conditions. A gray area remains around swaps between tokens. The Finance Ministry says they will not be taxed, but parliament’s Scientific Service warned that the wording of the bill might still capture such trades, which leaves some uncertainty for active traders.