Ray Dalio Urges Investors to Hold ‘a Bit’ of Bitcoin Amid Debt Crisis Warning

Bridgewater Associates founder Ray Dalio is advising investors to hold gold and a modest amount of Bitcoin as a hedge against a potential future debt crisis, citing rising political and geopolitical risks.

Dalio’s Portfolio Recommendation

In a Friday LinkedIn post, Dalio suggested allocating 10% to 15% of a portfolio to gold to help manage risk, while recommending investors overweight gold and Bitcoin relative to debt-based assets like bonds. He estimated a US debt crisis could arrive within roughly three years, though he acknowledged uncertainty around that timeline, depending on whether current fiscal policy changes.

A Long-Standing but Cautious Stance on Bitcoin

Dalio, whose net worth is estimated at more than $15 billion, has previously said Bitcoin cannot fully replace gold as a store of value, pointing to privacy concerns and potential risks from quantum computing.

His latest comments echo remarks from July 2025, when he said he held a small amount of Bitcoin and suggested allocating up to 15% combined in gold and crypto. Back in 2022, ahead of a major crypto downturn, Dalio had recommended a smaller 1% to 2% Bitcoin allocation.